Physical gold lai kina safer investment bhancha? Suppose maile 10 tola sunn banayera 117k/tola maa, tesmaa additional charge garera almost 125k pugcha re suppose. Tara maile feri sunn pasal maa bill sahid bechna khojey bhaney ni, malai aaja ko recent price maa tyo sunn ko bhaau maa didaina, ajha k k pasia kaatayera lina khojcha sunn pasal le..
So, I’m financial illiterate, please bujai dinu paryo, yo gold kasari chai safer investment bho?
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Gold investment haina store of value ho. Aaja ek plate momo khada 150 rs lagcha re suppose tara 20 barsha ma tei momo ko price 1500rs parla. Aba aja tapai sita 150 cha re ani 20 barsha ma momo khanu cha vane k garne? Cash ma rakhera ta kam vayena. Kinaki cash ko mukhya kam transaction ho tara yo value store garna lai teti ramro madhyam haina.
Aba tapaile aaja momo khana pugne paisa kamaunu vacha ra 20 barsha ma ni teti ko value tapailai preserve garnucha vane euta esto medium chahiyo jun ek ta sajilai cash ma convert garna sakine huna paryo ra jun dherai devaluate hunu vayena. Pahilo aspect ma cash khatra cha tara dosro aspect ma over time naya naya paisa print hudai jane vayekale, ra yesma kunai mathillo limit nahune vayekole cash teti upayukta hudaina. Sun pani overtime badhdai nai jane ho tara yesma chai limit cha. World vari limited amount of gold cha, tesaile sabai gold mine garyo pachi essentially gold lai ki ta space bata ki ta nuclear reaction bata nabanaye samma gold ko supply constant huncha. Tesaile overtime yesko supply unexpectedly whattai nabadhla vanne anuman garna sakincha. Gold lai duniya bhari nai kinbech garine vako vayera 20barsha ma ni yeslai bechna sajilai hola vanne anuman garna sakincha.
So aja momo kinna sakne value preserve garnu cha vane tyo value lai gold ma store garne ra 20 barsha pachi momo kida gold bechera momo kinnu paryo.
Gold investment chai kina haina? Generally investment nai vane pachi tesle capital bahek kei return ni dinu paryo, jastai bus kinnu euta investment ho, bus fare bata niskeko profit lai tapaile return ko rup ma manna saknuhuncha. Yesto investment haru le economic activity ma contribute garcha, jastai driver ra khalasi lai jagir dine, passenger lai kam garne thau samma puraidine, saman eta euta gardine, mechanic lai kam garne thau dine, petrolpump lai kam garne thau dine,bus banaune factory lai market dine, spare parts lai market dine. Yesma aafnai inherent risk haru chan. Risk vs returns herda yesto productive sector haru ma risk badhi cha vane matra future ma favourable investment opportunity na aainjela samma lai gold lai store of value ko rup ma kinna sakincha. Yedi risk tolerable cha returns ramro cha vane gold ko satta productive economy ma contribute hune sector ma invest garnu vako ramro hola.
Historically its value has always gone up. It is a thing that is bought and used everywhere in the world. Your Nepali rupees only works here, Yuan will work in a few countries, USD will in many countries but gold is such a portable asset that can be sold anywhere. It is also rare and limited. It has use in electronic circuit and jewelery. It is both in demand and in limit so it will always be valued.
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Gold investment vaneko jewellery kinne vanya hoina.
Commodity market ma gold kinna milxa jun aafule rakhnu ni pardaina.
Just straight forward. All the central banks in the world keep gold as a reserve. This means, gold is the reserve that is accepted all around the world. It is the currency every country accepts. The price of gold rise with inflation.
I don’t exactly know if holding gold makes you rich or not but it won’t devalue as other assets. This means, it will balance out the inflation.
Therefore, holding gold is technically not an investment but a safety measure against inflation.
You can however make some cash if you knew how to trade gold.
Gold beats the inflation, you loose in jewellery as labour cost and many other factors are involved but if you want to use it as store of value then go for gold bars.
Gold cuts inflation